Benjamin Franklin Forever The Man Who Made Great Influences on America Whose Legacy Will Never Die and Who Never Had Time for Sleep

November 25th, 2015 by admin
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Benjamin Franklin is a man who has so much history behind him. He was born during a time when there were a lot of changes being made and had a direct influence on the Revolutionary War in America. Some people know him as a scientist, an inventor who worked as an ambassador in Europe, who ran his own printing press, and a politician who contributed to the formation of the Constitution. This guidebook is going to take some time to look at this historical figure and to learn why his legacy continues to live on.

There is a lot to learn about Benjamin Franklin and how he influenced the world. Some of the things that you will learn about in this guidebook about this man include:

• The early life that he had with his family in Boston.

• How his life changed once he ran away from home and moved to Philadelphia.

• Some of his scientific inventions and how he changed the world.

• Some of the public life of Franklin such as his time abroad and how he helped out the revolution.

• Some information on his private life, including his family.

• The controversy with slavery and Franklin.

• A few unknown facts about this fascinating man.

• How Franklin died and some of the legacy he left behind.

There is so much about this amazing man that it can take a long time to take it all in. Use this guidebook to learn everything that is listed above and more and get ready for your next history lesson!

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Forever in Love Montana Brides Book 2

August 1st, 2015 by admin
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A baby. A man. A secret.

Amy Sullivan’s life might have been lonely but it was safe, until she found a baby on her doorstep. With her alcoholic mother gone, and a five-month-old sister to look after, Amy has no choice but to give her sister what she never had – a family – and that means moving back to Montana and the only man she’s ever loved.

Nathan Gray’s life has turned upside down and the last person he wants to see is Amy Sullivan. Nine years earlier she left him faster than a howling nor’wester and now, burned and broken after a barn fire, he has even more reason to keep his distance. Only this time fate and a meddling family have other ideas and their lives are about to come crashing down. Right on top of each other.

If this is the first time you have read a Montana Brides story, you can easily read each book as a standalone. If you would like to know when the next book in the series is published, please go to my website leeannamorgan.com and sign up to my newsletter. Thank you for your incredible support!

The Montana Brides series:
Book 1: Forever Dreams (Gracie and Trent)
Book 2: Forever in Love (Amy and Nathan)
Book 3: Forever After (Nicky and Sam)
Book 4: Forever Wishes (Erin and Jake)
Book 5: Forever Cowboy (Emily and Alex)
Book 6: Forever Together (Kate and Dan)
Book 7: Forever and a Day (Sarah and Jordan)

The Bridesmaids Club:
Book 1: All of Me (Tess and Logan)
Book 2: Loving You (Annie and Dylan)
Book 3: Head Over Heels (Sarah and Todd)
Book 4: Sweet on You (Molly and Jacob)….more info

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Is My Credit Score Ruined Forever After Filing Bankruptcy

October 7th, 2014 by admin

The major disadvantage of filing for bankruptcy is that your credit score will be quite low for a while. The importance of a good or decent credit score will determine if you can ever apply for a loan on a car, house or even a credit card. Since just about any transaction in this economy is based on the credit score, take every effort to increase your credit score, even if you have filed bankruptcy.

Reparing your credit score post bankruptcy can be accomplished rather easily and is unquestionably attainable. Just 1 month after receiving my bankruptcy discharged, I received a preapproved credit card application from Capital One Bank. Capital One knew about my bankruptcy as stated in the preapproved letter and did not care that I have a little mar on my credit history. I received my first credit card post bankruptcy and has been working towards increasing my credit score. It is possible to restore your credit score because I am the prime example of it. After filing for bankruptcy, I did not even bother to check my credit score, because I know it will be extremely low. After 15 months of credit repair, I managed to get my credit score to 750.

Why wait to fix your credit when you know your credit score will be damaged once you have filed for bankruptcy?

Rebuild your credit history by acquiring a secured credit card

Secured credit card is relatively easy to obtain because it has to be paid in advanced, and you can only spend what your account balance holds. Secured credit card will not allow you to spend more than you have balance for in the card. Use your secured credit card on expenses such as your monthly bus ticket when you commute to work. If the monthly bill that you are paying using the secured credit card is $75, remember to reload the secured credit card $75 or more per month. You want to use this method to fix your credit score over a period of 12-15 months in order to establish your credit worthiness. If you can prove to the lenders that you are responsible for the debts you have incurred, you will see your credit score increase over time. Do not worry if you cannot get a secured credit card. A lot of secured credit cards are aimed towards people with bad credit history so you will more than likely get one.

Try to apply for an unsecured credit card some time after using your secured credit card

Unsecured credit card is issued by the lenders based on your income and your credit history, therefore it is more hard to get if you have just gone through the bankruptcy process. The reason why you should apply for an unsecured credit card is because you have already established a good credit history months leading up to the application.

Take precaution not to ‘max out’ your secured or unsecured credit card when you want to repair your credit score. Lenders want to see that you are using your credit line frugally and that you can pay it off on time. When they are convinced you have the ability to pay off what you are spending, your credit score is bound to rise over time.

Steve Sanchez has recently overcome the economic depression of 2008-2009 by declaring bankruptcy.  Even though bankruptcy has devastated Steve financially and emotionally, Steve has rebuild his businesses in the last 6 months and he has not looked back since.

One of his project is to educate people on bankruptcy.  Having gone through the ordeal himself, he has first hand knowledge of the pros and cons of filing for bankruptcy protection.  Please visit his site http://ToFileBankruptcyOrNot.com if you want additional information regarding bankruptcy.

Only Forever A contemporary romance short story inspired by true events

February 24th, 2013 by admin
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One Girl + One Boy + One Pair of Bellbottoms = True Love

Her life fell apart after her ex-husband came out of the closet and admitted to being gay, leaving her to raise two young children alone.

His life was stagnant, engaged to a woman he didn’t love as he wondered what tomorrow would bring.

When fate intervenes to show them their destiny, the biggest surprise is fate’s chosen catalyst: A pair of bellbottoms.

Inspired by a true love story, Only Forever will have even the coldest skeptic believing in happily ever afters.

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This short story is a contemporary romance inspired by the true story of how the author’s parents met and fell in love. There is no explicit sexual content in this story. It is suitable for anyone who still believes in love and happily ever afters, or anyone who would like to believe again. Also included: excerpt from other work by author and link to a short story subscription site where you can get author’s future stories delivered straight to your email. Find out more at KarpovKinrade.com

….more info

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