Guaranteed Credit Cards Canada

April 21st, 2015 by admin

Are you a new immigrant to Canada? A Foreign Student in Canada ?  Or just one of many Canadians without a credit card? Your only opportunity to successfully obtaining a credit card in Canada is by getting a Secured Credit Card

Almost no one is turned down! That’s right. If you’ve gone through the embarrassment of rejection by your local bank or credit union, and are afraid to try again, this is your best chance to enjoy all the benefits and responsibilities of a credit card, without fearing the application process.

The reason?

For starters, the application is completed online, without ever having to discuss your financial situation with another person. In fact, YOU set the credit limit based on your own ability to secure the credit card through a cash deposit. Isn’t that nice?

Below is a list of Banks and Credit Unions where you can apply for a Secured Credit card.

Capitol One Secured Card

With a secured card you’re given credit, just as you would with any credit card, but you’re also required to provide security funds before you can access your credit. These security funds could be as low as $75. Also, we report your payment information to the credit bureaus each month, giving you the ability to build your credit history. Capital One Guaranteed Secured MasterCard is a great way to build your credit history and start enjoying the benefits of a credit card. Rent a car, reserve a hotel room, and buy things online. It’s all possible when you have a Capital One Secured card.

The Home Trust Secured Visa

 Is a credit card that requires a security deposit for eligibility? Your credit limit is then set at the amount of the deposit. You can put down as little as $1,000, or as much as $10,000.

Vancity Savings Secured Visa

I’ve recently immigrated to Canada and don’t have a credit rating yet. How can I get one?

Consider applying for a Vancity Secured Visa card. With as little as $500, you can get a Secured Visa that will allow you to obtain credit. By putting some money in a term deposit, you guarantee your debt and we can extend you credit. After you’ve had the card for one year and have made all of your payments on time, we’ll release the guarantee and you can spend or save your money. You’ll also have an improved credit rating. To apply for a Vancity Secured Visa card, visit any Vancity branch.

Horizon Plus Secured MasterCard

Has opened the doors to virtually all Canadian residents wishing to have a credit card. Specifically designed for those people who do not qualify for traditional unsecured cards

HSBC Secured Master Card

Even though you have bad credit or no credit, you may still qualify for a major credit card. Here’s how it works: you put a certain amount of cash (say $1,000) in a frozen bank account for security, and the bank issues you a credit card with a similar credit limit. Talk to a customer service representative at your financial institution for more details.

Remember when applying for these credit cards you do not need a Social Insurance Number! Please also remember that offering up your social insurance number to financial institutions is not required by Canadian Law. The only people who should have your Social Insurance Number is your employer, Human Resources and Social Development Canada and Revenue Canada. This is a private number established for tax purposes only! Don’t give this number to any bank as it’s not required. You will notice when applying online when a financial institution asks for your SIN number it’s not mandatory because they know under Canadian law their not entitled to have it.

For more information about Car Leasing for New Immigrants or Foreign Students in Canada visit Auto Source specializes in all makes leasing and Car, Truck and SUV loans for people with No Credit, Bad Credit in Canada.

Auto Source Financial is a Canadian Financial Firm that assits people with No credit or Bad Credit Obtain Vehicle Finanicng. We Specialize in New Immigrants and Foreign Student Vehicle Loans.

Poor credit loans are often guaranteed and practically everybody can qualify for these unsecured loans

April 9th, 2015 by admin

Right here you will also want to get directions from your site to the workplace of the financial institution by typing in your personal deal with.


Be confident when you simply call the loan companies on your record. Be upfront and inform them you are interested in their unsecured personal loans with folks who have undesirable credit. Inquire these queries.

1. Query the lender about their unsecured private mortgage products and solutions for individuals with very poor credit score histories. Give them you FICO score if achievable.

two. This is really vital, ask them what the actual APR is for a bad credit individual mortgage. Inquire them if it is fixed or non-fixed. Fixed suggests the charge will remain the similar for the total mortgage, non-fixed indicates the charge will rise or fall in accordance to lending markets.

three. Consult them about an inexpensive payment strategy. Have your finances helpful so you no the outer limits of what you can spend every single month.

four. Ask the complete expense of the whole unsecured private loan. Then, just so you will know, inquire them what the price would be if you have a cosigner.

Get Quotation

You should get quotations to locate and review the total expenses of loans from loan provider to loan company. If a loan company is not prepared to give you a quote, look at an additional provider. These estimates can be delivered through e-mail or fax or scan. Generally based mostly on what you want. Get as a lot of quotations as doable.


When you have all your quotes, you require to sit down and get started evaluating what you have learned from the several private loan companies. You will want to choose the negative-credit score unsecured loan that carries the lowest APR and the lowest month-to-month repayment strategy. Be quite mindful and scrutinize each offer you.

The Process Works

Only offer with lenders who can especially and normally offer the solutions and insights to the steps of the strategy outlined above. All those who will not or cannot are not price dealing with. If you are in have to have of a poor-credit unsecured loan from a non-public loan provider, you do not need to have to be fiddling all-around with people today who are not ready to do upfront and prepared enterprise.

Your credits will no more hamper you from taking unsecured loans! Is it as well great to be genuine. With on the net money loan companies in the uk industry absolutely nothing is out of the question. While clear credit heritage is a crucial variable in determining your unsecured mortgage costs it is not a deterrent when you have undesirable credit score. No credit score examine unsecured loans bad credit score loans quick conclusion.

Bad Credit score Loans Immediate Conclusion with no credit score look at!

If your lousy credit heritage is spreading like an infectious illness understand how to tackle it rightly. Generally, undesirable credit score holders’ purposes are declined as a risky situation. You even run the chance of getting charged exorbitantly. To avoid it, have a collateral pledged as in opposition to the mortgage. See how poor credit score loans with no credit examine present immediate decision to you.

Some acts of the past, which ended up from time to time unavoidable, became the explanation for your tarnished undesirable credits.

Bad credit loans are typically available within 24 hours of applying. These assured poor credit score loans can aid with dollars at the finish of the month. Acquiring Poor Credit Loans, Bad credit loans are often guaranteed and nearly everyone can qualify for these unsecured loans,

Guaranteed Personal Loans for Those With Bad Credit

March 9th, 2015 by admin

The Assured Financial loan

Certain personal loans for all those with below-average credit were engineered to suit the desires of numerous individuals who have occur upon really hard situations because of the countrywide economic crisis of today. Unemployment is high, conventional lenders are not granting loans, and rates are increasing. It is actually no ponder that individuals have been getting massive hits on their credit reviews. Once you have quite a few debtors that want money regardless of their poor credit, and plenty of regular financial institutions unwilling to convey people funds, it’s no ponder that private lenders have stepped in to fill the breach.

Finding the right Lender during the Right Venue

The venues to avail yourself of a assured personal loan for the people with bad credit are assorted. You can apply in excess of the cellular phone, you can stroll to the store of the local vendor, otherwise you can research on the internet. One of the most alluring is definitely the browsing on the internet venue in that it enables you to survey several different lenders ideal from your convenience within your household or office environment. In spite of your below-average credit, you will be able to decide on and select one of the different lenders practically just as if you had A-1 credit score. Interest fees and reimbursement phrases may fluctuate extensively from vendor to vendor and you may be capable of find the very best to fit your economic circumstance.

Meeting the Benchmarks

Once you have online and decide the 3 or 4 vendors with whom you would possibly do company about your assured personal loan for the people with adverse credit, you will should show a number of items. You greater possess a bona fide image identification issued from the government. You are going to should show some spend stubs that prove you’ve been steadily employed for about 3 months and pulling down at the least $1200 monthly. You will need some proof of residency. Financial institutions will want proof of an productive banking account, ideally a immediate deposit checking account. Assured personal loan financial institutions will never talk to you personally if you’re within the midst of a personal bankruptcy or some equally serious financial difficulties.

Gathering the Money

When you have located the financial institution you would like and submitted your app to get a assured personal loan for those with below-average credit, you ought to have approval inside minutes if all your ducks are inside a row. Should you have a immediate deposit financial institution account the money will in all probability be in it within just 24 hrs, frequently quicker. In a few situations, lenders will difficulty a prepaid credit card for your modest price. Certainly, these money are for the use while you see in shape; most use them to fulfill emergencies for example a car repairs, medications, or to catch up that has a forgotten monthly bill.

Cashing in within the Ability

A superb thing about getting a guaranteed personal loan for anyone with weak credit may be the chance it helps you repair your broken credit score. Having to pay such a mortgage back again inside a timely way as outlined during the agreement, will go an extended technique to improving upon your credit scores.

Curiosity Premiums and Repayment Phrases

While you should have noticed though you shopped, costs and curiosity costs for these guaranteed personal loan for those with bad credit can be quite higher. And repayment conditions can be pretty stringent. For this reason searching one of the lenders is so significant. The matter is, you do not have an excellent credit score report and you also will need cash. From time to time, on account of the straightforward approval, paying a bit further is not so poor.

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Bad Credit Payday Loans UK Guaranteed Cash Advance

March 6th, 2015 by admin

If you are in need of emergency cash but have bad credit rating or bankruptcy history, then you may want to consider getting a payday loan. Many lenders in the UK provide bad credit payday loans that allow you to borrow cash up to 1000 or more in easy and convenient way. A payday loan company will not perform a credit check to approve your loan application. Your qualification for getting loan is primarily based on your ability to make a repayment. This can be verified by a pay stub from your employer and bank account.

A payday loan is a form of cash advance in that you borrow cash and return it after your next payday. The loan term is generally between 14 and 21 days with the interest rate slightly higher than normal bank loans or credit cards. This is understandable since payday loans do not consider bad credit history and require no collateral as part of the loan qualifications. In addition to it, the process of getting a payday loan is very quick compared to any other conventional loans. In many cases, you do not even have to make a trip to visit a payday loan shop. With the convenience of Internet you can apply for the loan online from the comfort of your bedroom.

Payday Loan in 24 Hours

The approval process for getting the loan is very fast. Some payday loan lenders in the UK are able to process your application as quick as in 24 hours or less. You receive the money deposited directly into your nominated bank account. This will mean you can pretty much resolve your financial emergency in the same day. Imagine if you have overdue bills to pay such as medical bill, car repair, utility bill, etc. Getting a payday loan can help you ease your mind while you are also sure that you can make the repayment on your next payday.

Automatic Repayment

You make a repayment for a payday loan in a single installment. The payment will be setup and automatically deducted from your checking account on the due date. You will want to make sure that the funds are available on your payday as there would be a fee if the debit is rejected from you account. Even though getting a bad credit payday loan in the UK is very easy, you should always compare different rates from a number of lenders before making a loan decision. Some lenders use different fee structure, much depend on their location. On top of that, make sure that you use the loan within the timeframe you agreed to avoid extended fees that would incur due to late payment.

Personal Loans UK – Financial Benefactor For You

If, you are looking for a loan scheme, which will let you fulfil your numerous personal ends in a single package, then personal loans UK is highly preferred. Borrowers can derive various advantages with the help of this loan, and it is affordable for all. The policies are committed to support financially the UK citizens in the easiest possible way.

Personal loans UK are highly recommended by financial experts and people when the question arises to borrow loans. Depending upon various factors applicants are allowed to borrow amount between ? 1,000 and ?75,000 to fulfil their materialistic demands. The repayment duration of personal loans UK starts from 5-25 years. You can borrow the amount with or without pledging your collateral. The collateral placed should have monetary value like land, house, estate, car and valuable documents. Non-homeowners and tenants can also allocate funds to execute their ends.

Personal loans UK carry suitable and affordable rate of interest because they are designed for persons from every financial community. The rate of interest differs from one lender to another with discounts. You can take this advantage and collect the quotes to avail an affordable rate according to your repayment ability. In such instances, online serves to be very helpful. The online also helps to approve the loans within seconds as they provide instant results when used.

Personal loans UK bring showers of relief to the bad credit holders of UK. The benefits of this loan scheme are also allocated to the bad creditors with the same proposals and offers. Personal loans UK advance funds to bad creditors with which they can recover their hampered financial status.

Buying a car, debt consolidation, holidays, higher education, weddings, decoration of house are some ends which can be easily fulfilled. So, UK citizens with the financial support of personal loans UK can now easily realize their long waiting material ends.

Smith Chen is an author and internet marketing consultant. Find more about Finance Information and review page more

Apply for the Guaranteed Auto Loans to Buy a Car with Bad Credit

March 5th, 2015 by admin


Payday loans with guaranteed approval with bad credit for bad credit scorers

February 15th, 2015 by admin


Guaranteed approval bad credit loans help those who have faced many rejections

February 13th, 2015 by admin

Not many people lucky enough to acquire the loan, which makes them feel helpless and they get into more and more financial problems or troubles with the passage of time. The rejection for the loan broke many hearts but hope makes people apply for a loan again and again due to which they spoil their credit score and end up getting nothing. Lending companies looked into this situation and made a promise to them to help people who are going through such circumstances. In order to support such people they started offering guaranteed approval bad credit loans.

Guaranteed approval bad credit loans gained popularity at the same time when it was announced, thousands of people applied for this loan and fought with their financial crises. These funds are considered to be a survivor for those who have less than average credit score. However to apply for this loans and to avail there is certain criteria that need to be fulfilled, applicant must be above 18 years of age, permanent citizen of UK, should earn a regular monthly income and must have a valid bank account to receive the money requested.

Depending on the terms and conditions lenders offer the money requested within one or two days and to avail funds you need to visit the online lending company website, fill the loan application and provide all the personal details asked without any error within few minutes of time you will have an approval for a loan. The money asked will be transferred to your account mentioned in the application form.

Every individual can avail these loans homeowners, council tenants, private tenants, living with parents above 18, housing association tenants.

These funds can be utilized according to the need and desire because lender don’t ask for the purpose of loan for e.g. – to pay house rent, deposit for flat, tuition fees, utility bills, credit card bills, car repair bills, medical bills, for home improvements, debt consolidation, to buy a car, motorbike, home furniture, home appliances, for cosmetic surgery, holidays etc.

To avail these loans lending companies don’t ask for any security such as stock papers, jewellery, house, car or other valuable goods against the loan. And lending companies are very much familiar about their conditions and knows that they can’t arrange any valuable goods to acquire the loan.

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Guaranteed loans approval for bad credit holder

February 10th, 2015 by admin

Guaranteed loans for bad credit are designed for those who have damaged financial history and cannot meet their needs. If you need additional financial help, then guaranteed loans for bad credit are the best answer for you. Now there are many companies willing to give guaranteed loans for bad credit. These loan companies offer various loan to meet their financial obligations. If you really want guaranteed loans for bad credit, then you need to find a reputable company that offers the best interest rates and terms. Remember now most lenders offer minimum requirements for approval guaranteed loans for bad credit. These requirements typically are very easy and simple.

Easy requirements:

For guaranteed loan bad credit lender requires very short and simple requirements for all their clients. You can say that a simple rule to follow all borrowers. You must be at least 18 years old, and contain a monthly income of at least $1000 for 90 days. You must have to be a citizen and must also have a bank account that has been active for at least 90 days. The lender also requires a valid email address and a phone number. If all these notes match with you then, your loan will approve so faster. In guaranteed loan bad credit cash is available with many payment options.

Where and how to apply:

It is very easy process to apply for guaranteed loan for bad credit. Anyone can easily apply for a guaranteed loan. It you don’t need any hassle then online is the best way to get a guaranteed loan. You just need to find out a good lender who wants to willing loan with a good deal. For this loan, you need to fill up an online application form. It just takes few minutes to complete. Fill your application form properly and submit it to your online lender. The lender will verify your application information, and if the lender satisfies then you can loan amount just in a few hours on your current checking bank account. You can borrow minimum $500 with guaranteed loan.

Attention note for borrower:

Before applying for guaranteed loan bad credit, you have to care about some important matter. Don’t forget to read your loan documents before signing up. Repay your installment just in time. Be honest with your loan lender. High amount contain high risk, so try to avoid getting huge amounts.

Guaranteed loan bad credit is very suitable loan for all bad credit holders. If anyone suffering with bad credit score and need a loan to repair credit condition, then this loan is the best solution for them.

Getting Personal loan with online Lenders is now easy, just find a right source. If want more information about Guaranteed loans approval for bad credit or need approval for loan then visit following site –

Why getting Guaranteed Auto Loan Approval is possible for Bad Credit Buyer

February 4th, 2015 by admin

Want to buy a car but unsure of approval because of your bad credit history? Well, you are not alone. Most Americans have at least one problematic transaction on their credit report. It may be anything like a late payment on a credit card or a missed payment on mortgage. Bad credit is very common and so, do not worry about it. You can get guaranteed auto loan approval with bad credit score. Think it is a joke? This article will prove you wrong.

The Odds are in your Favor

Let’s take a trip down the memory lane. A couple of years ago ‘sub-prime’ was considered a taboo. After the recessionary debacle of 2009, asset managers swore off ‘sub-prime loans’.

But, things change quickly in the financial world. Sub-prime loans have become extremely popular today. Half a decade ago, bad credit auto loans presented only 10% of the total car loan market. Today, the number has increased to 33%. Financial Times also mentioned that 10% of today’s loans are provided to ‘deep-sub-prime’ borrowers. This means getting your auto loan despite extremely bad credit score is totally viable.

Experian Automotive declared that the market share for non-prime, sub-prime and ‘deep sub-prime’ loans for new vehicles is 34.1% in the first quarter of 2014. It is a jump from 32.8% of the last three months of 2012. This means the same lenders, who once thought sub-prime was a bad omen, are now providing bad credit auto loans in high numbers.

Why are YOU the Preferred Choice?

Lenders, banks, financial companies (including ‘captive’ financing companies of Ford and Toyota, etc.) are attracted to the sub-prime market because of combination of several factors. Here is the list:

Automotive Sector is Important

Since 2009, expenditure on motor vehicle has exceeded other consumer spending. Also, expenditure of motor vehicle accounts for 1% GDP whereas it is responsible for nearly 15% GDP growth during the same period. This shows that auto sector is very important for the economy. And, providing easy access to loan is the best way to help this sector.

Ultra-Low Interest

Lenders are able to get funding at affordable costs because of low-interest economy. This gives them opportunity to offer auto loans to several people and make huge profits. Interest rates on bad credit auto loan is high which is why, lenders are drawn towards it.

Wall-Street Fascination

As the interest rates are low, investors want something that can provide high returns. They are fascinated by asset backed securities like car loans because they deliver better than other mortgages. This fact is a huge motivation for lenders to provide bad credit auto loans.

Even though there are talks about the ‘sub-prime bubble burst’, investors are not worried about it. They believe that Americans love their car so much that they won’t let it repossess. They know that it is comparatively easy to make payment on car loans. And, lower delinquency rates have proved these assumptions.

So, these are the reasons why getting guaranteed auto loan approval will be easy for you. The current situation is really beneficial for bad credit buyers because it provides them access to easy loan programs. So, don’t wait anymore. Get guaranteed bad credit auto loans. The time is now! provides guaranteed bad credit auto loan approval to bad credit buyers. It ensures that bad credit borrowers get access to easy approval and affordable rates. Apply now and become part of a large group of happy customers.

Guaranteed Cash Loans for Bad Credit People

February 1st, 2015 by admin

People with an unfavorable credit history often face dejection when it comes to taking a loan. Lenders often treat such people as risky to lend, based on their previous credit record, which includes payment default or failure. However, there are lenders who are ready to offer cash loans for bad credit people.

Such loans come as a blessing in disguise for people with an adverse credit rating, as they can use it for any purpose, which may even include consolidating loans. People with steady income and a poor credit record face financial difficulties when they don’t get a funding source for their emergency needs. Guaranteed bad credit loans come as a rescue for such people, offering them respite from financial strain.

Guaranteed Cash Loans

If you are looking for instant loan and have been refused credit by leading financial institutions, guaranteed bad credit loans provide you with a real financial lifeline to help you cover a major purchase, or consolidate other debts. Guaranteed cash loans require you to pledge collateral against the loan, which may be your home, property or any other asset that the lender accepts as security. Your failure to repay the loan could amount to you losing the asset.

However, the advantages of taking such a loan outscore the risks.

One big advantage of having such a loan is that these can help you repair your credit status by making repayments on time and managing your money responsibly. Though the interest rates levied on guaranteed bad credit loans will be high, these do offer a great alternative to a borrower who has no other financing options due to their bad or non-existent credit history.

If you focus on making timely repayments, you can save your asset and also avoid damaging your credit rating further.

Bad credit loans are very beneficial for the poor creditors. You can utilize the loan money for your various personal purposes. You can use the money to pay for your medical bills, credit card bills, debt consolidation, holiday trip, a new car, renovation and construction of house, wedding expenses and many other things. Therefore, all your expenses will be easily covered by the loan even if you are facing a bad credit. Bad credit loans allow you to fight with your various economic problems. You can pay off the loan amount with the flexible repayment terms of the loan and rebuild your economic well being.

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